Property Management
Basics
The complete guide to fire risk assessments for commercial buildings.
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Fire risk assessments are mandatory for all commercial property owners and managers in the UK. The Regulatory Reform (Fire Safety) Order 2005 requires people responsible for fire safety to protect occupants and visitors. Anyone who fails to comply with fire safety regulations could face hefty fines or prison time for putting lives at risk.
Businesses with five or more employees must keep written fire safety records of their assessments and reviews. The UK government makes this process easier with a simple five-point plan. You need to spot hazards, figure out who's at risk, review and fix any issues, write down what you find, and check your assessment regularly. These rules apply to offices and shops but don't cover offices in private homes.
This piece will tell you everything about commercial fire risk assessments. You'll learn about legal requirements, who's responsible, how to do the assessment, and ways to stay compliant. Business owners, property managers, and fire safety professionals will find all they need to meet their obligations effectively.
Understanding Fire Risk Assessments for Commercial Premises
Commercial premises face unique fire safety challenges. Property safety managers need to pay close attention to details and follow specific fire safety codes. Anyone responsible for commercial property safety should know the basics of fire risk assessments.
What is a fire risk assessment?
A fire risk assessment reviews a property systematically to find potential fire hazards and their risks to people and buildings. It's a complete review that looks at everything from sources of ignition to how people can escape. The assessment uses a logical approach to plan safety. This includes finding hazards, identifying people at risk, checking existing fire safety systems, and writing down what's found.
The UK government's five-step process helps conduct these assessments:
Identify fire hazards (ignition sources, fuel, and oxygen)
Identify people at risk (employees, visitors, vulnerable individuals)
Review, remove, or reduce the identified risks
Record findings, prepare an emergency plan, and provide training
Review and update the fire risk assessment regularly
This well-laid-out method will give a thorough coverage of fire safety aspects. It creates a safer environment for everyone in the building.
Why it matters for commercial properties
Fire risk assessments are the foundations of business and occupant safety, beyond just meeting legal requirements under the Regulatory Reform (Fire Safety) Order 2005. These assessments help prevent what could be devastating results—both for people and finances.
Business owners could face big fines or jail time if they don't assess and prevent fires properly. Many businesses never recover after a serious fire. Time and resources spent on thorough fire risk assessments make good business sense and keep you legal.
Regular checks help spot new risks as buildings change, staff comes and goes, or new equipment arrives. This constant watchfulness protects employees, customers, and visitors while keeping the business running.
Key differences from residential assessments
Commercial fire risk assessments are substantially different from home assessments. Commercial properties are usually more complex with bigger areas, multiple floors, and hundreds of people. They must also look at specialised equipment and processes that might cause fires.
Commercial premises need detailed checks of fire detection devices, alarm networks, emergency lights, and fire doors. The assessment must also plan how to evacuate everyone in the building, including people with disabilities or other special needs.
There's another reason these assessments stand out - they're required by law for businesses but not always for homes. This legal requirement shows just how complex business environments can be, especially with their high number of occupants.
Legal Duties and Who is Responsible
A single comprehensive law shapes the fire safety rules for commercial properties. We need to get into the legal framework and responsibilities in detail.
Overview of the Regulatory Reform (Fire Safety) Order 2005
The Regulatory Reform (Fire Safety) Order 2005 (FSO) is the life-blood of fire safety legislation in England and Wales since October 1st, 2006. This order combined over 70 previous fire safety regulations into a single framework that simplified compliance. Almost all workplaces and common areas of buildings with two or more domestic premises must follow the FSO.
The Fire Safety Act made things clearer in 2021. External walls, flat entrance doors, and building structures now fall under the FSO's scope and need fire risk assessments. The Building Safety Act 2022 then added more duties for fire safety managers.
Who is responsible for fire risk assessment?
The FSO names a "duty holder" who's legally accountable for fire safety measures. This person usually fits one of these roles:
The employer (if they control the workplace)
The owner or landlord
The occupier
Anyone else with control of the premises (such as facilities managers or managing agents)
Buildings with multiple occupants often have several duty holders who must work together. The landlord, freeholder, or managing agent takes charge of common areas. The duty holder stays legally accountable even when outside fire safety professionals do the assessments.
Legal requirements for fire risk assessments UK
The FSO requires duty holders to do full fire risk assessments that spot hazards and identify people at risk. Since October 1st, 2023, thanks to Building Safety Act changes, all businesses must record their fire risk assessments completely, whatever their size. Before this, only businesses with five or more employees needed written records.
Regular reviews of fire risk assessments are essential, especially after major changes to premises, operations, or staff. Breaking these rules can lead to serious trouble - duty holders might face big fines or jail time if found negligent.
Yes, it is vital that the assessment proves "suitable and sufficient" by finding hazards, identifying people at risk, and setting up proper fire safety measures. This work involves emergency planning, fire safety equipment maintenance, and staff training. A competent fire safety professional should do the assessment, though the law doesn't specify required qualifications.
The 5 Key Steps of a Fire Risk Assessment

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A fire risk assessment needs five basic steps to spot and reduce potential dangers in commercial properties. These steps are the foundations of good fire safety management. The UK government recognises this standard way to assess fire risks.
1. Identify fire hazards
The first step needs you to spot anything that could start a fire, make it bigger, or help it spread. You should look for potential sources of ignition across your premises. These often include faulty electrical equipment, heaters, lighting, cooking appliances, and hot work processes like welding or grinding. You also need to spot materials that could burn if ignited - paper, cardboard, packaging, upholstery, paint, and cleaning fluids. The assessment should look at oxygen sources beyond regular air. Air conditioning systems and stored oxygen cylinders can make fires more intense.
2. Identify people at risk
This step asks you to think about everyone who might be in your commercial property. Regular staff, visitors, contractors, and delivery personnel all need protection. Some people need extra help in emergencies - children, elderly individuals, and those with mobility issues or visual and hearing impairments. Night staff, people in isolated areas, and those working outside normal hours face greater risks and need special attention.
3. Evaluate, remove or reduce risks
After spotting hazards and at-risk people, you should assess how likely a fire is and what damage it could cause. Look at your current fire safety systems to see if they work well enough. You should remove risks where you can or put controls in place to minimise them. This might mean fixing damaged wiring, keeping escape routes clear, adding smoke detectors and heat detectors, installing emergency lighting, checking fire doors work properly, or storing flammable materials safely away from anything that could ignite them.
4. Record findings and prepare a fire safety plan
If you have five or more employees, you must keep written fire safety records. Your documents should list all identified hazards, people at risk, actions taken, and work to be done. The emergency evacuation plan needs clear escape routes, fire detection systems, firefighting equipment like fire extinguishers, and arrangements for vulnerable people. Everyone should get complete training about their duties during a fire emergency.
5. Review and update regularly
Fire risk assessments need yearly reviews at minimum. You must also check them again after big changes to the premises, contents, or operations. Building structure changes, staff increases, process modifications, or other developments could make your current assessment invalid.
What to Include in Your Fire Safety Risk Assessment
A reliable fire safety risk assessment includes several vital elements to ensure complete protection. You should get into both physical safety measures and procedural safeguards to protect everyone in the building.
Emergency exits and lighting
Your assessment needs to evaluate if escape routes are clear and available. Fire exit doors should open right away and have clear markings. Buildings with multiple floors need proper fire protection in stairways, especially self-closing, fire-resisting doors.
Emergency lighting is significant because it lights up escape routes during power failures. British Standard BS EN 50172 requires monthly testing of all emergency lighting systems to ensure they work properly. Stairwells, corridors, and areas without natural light need special attention for emergency lighting.
Fire extinguishers and alarm system checks
Your assessment must confirm that suitable fire detection devices are in place, including smoke detectors and heat detectors that cover the entire premises. Weekly testing routines and regular maintenance schedules help ensure alarm systems work correctly.
Fire extinguisher provision should be "reasonable" based on what your premises need. You should check monthly for damaged hoses/nozzles, broken lock pins, secure handles, and correct pressure readings. Notwithstanding that, qualified engineers must perform annual fire extinguisher maintenance by law.
Evacuation procedures and signage
Fire safety signs and notices across the building must meet a "reasonable standard". You should place general fire notices about emergency actions in prominent spots. Staff need designated assembly points where they can gather safely after evacuation.
On top of that, it helps to create clear documents showing paths to escape routes that are short and direct. Your fire evacuation procedures must cover plant shutdown, isolation protocols, and show important items like shut-off valves.
Fire safety training and drills
Training should focus on four areas: prevention, rules and regulations, emergency response procedures, and upkeep of fire safety measures. Your staff should understand simple fire prevention, housekeeping needs, and risk awareness. Everyone must know what to do when they find a fire or hear alarms.
Run at least one fire drill every year, though high-risk environments or places with staff turnover need more frequent drills. New employees need complete training when they start, and existing staff should get regular refresher courses.
Storage of flammable materials
Keep flammable liquids in fire-resistant cabinets or bins that can hold potential spills (110% volume of the largest vessel). These materials should stay away from processing areas and escape routes. The recommended maximum quantities are 50 litres for very/highly flammable liquids and 250 litres for those with flashpoints up to 60°C.
Keep flammable substances separate from incompatible materials like oxidizers or corrosives. Businesses using large amounts of flammable materials need specific spill containment measures and response procedures.
Vulnerable persons and accessibility
Person-centred fire risk assessments (PCFRAs) help address vulnerable individuals' needs. These assessments look at three key factors: increased fire risk, how well people react to alarms, and their ability to evacuate.
You need special arrangements for people with mobility needs, including staff assigned to help wheelchair users during emergencies. Residential settings might need better in-flat fire detection like specialised alarms, vibrating pillows for hearing-impaired residents, and sprinkler systems where needed.
Carrying Out and Maintaining Compliance
Fire risk assessment requires understanding who should perform the assessment, weighing professional versus DIY options, and ensuring ongoing compliance.
Who can carry out a fire risk assessment?
The law doesn't specify exact qualifications for assessments but requires a "competent" person who knows how to complete a suitable assessment. The duty holder, usually the landlord or business owner, must organise the assessment but can delegate this responsibility. Fire and Rescue Authorities will give advice but won't complete the assessments themselves.
Using professional assessors vs DIY
Owners can assess smaller, low-risk premises themselves, but fire safety professionals are a great way to get expert insights. DIY approaches might overlook significant hazards that trained experts would spot. Professional assessments deliver complete inspections with detailed reports that meet legal standards and reduce personal liability.
Fire risk assessment cost and budgeting
Assessment costs range from £150 to £1,300 based on the property's size and complexity:
Small premises: £200-£500
Medium offices/residential blocks: £500-£1,000
Large complex buildings: £1,500+
London's assessment fees run 15-25% higher than regional rates.
How often should assessments be done?
Businesses need to review assessments yearly at minimum. The law requires new assessments whenever the premises or operations change substantially. Properties with higher risks need professional evaluations more often.
Fire safety compliance for businesses
Businesses with five or more employees must keep written fire safety records. Non-compliance can result in unlimited fines, imprisonment for those responsible, and invalidated insurance policies.
Key Areas to Evaluate in Commercial Buildings

Your commercial property needs a full picture of specific building elements to manage fire safety. A proper assessment will give you maximum protection for occupants and help meet safety standards.
Fire detection and alarm systems
The law requires every business to have an "appropriate fire detection system". Your building's size and risk level determine the system you need. Small premises can use conventional fire alarms that identify zones instead of exact locations. Schools and care homes need addressable systems that show precise activation points. Wireless fire alarm systems work well in historic buildings where running cables is difficult. You must test these systems weekly and get professional servicing twice a year.
A comprehensive fire detection system should include smoke detectors, heat detectors, and a central fire alarm panel. The fire alarm panel serves as the brain of the system, monitoring all detection devices and triggering the alarm when necessary.
Escape routes and emergency lighting
Power failures trigger emergency lighting that shows escape routes. Commercial properties must install these according to BS EN 1838 standards. Your assessment needs to check the lighting in stairwells, corridor intersections, floor changes, and toilets bigger than 8m². Monthly "flick tests" check if lights work properly. Annual checks must prove lights last their required time - three hours for sleeping areas and one hour where people can leave faster.
Electrical equipment and maintenance
Faulty electrical equipment causes many workplace fires. You should look for damaged power cables, overloaded sockets, and equipment that gets too hot. Office equipment needs PAT testing yearly, while industrial equipment needs testing every 3-6 months. The fire risk drops substantially when you turn off non-essential devices and keep hot appliances away from things that can burn.
Storage of hazardous materials
Your hazardous material storage areas need careful checking. Keep these areas secure and away from where vehicles move to avoid crashes. Protection from floods is also vital. Keep chemicals that don't mix well apart and make sure the area has good airflow to prevent dangerous fumes. Your team needs proper safety gear and training to handle these materials. Look at how you contain spills and check that all dangerous substances have clear labels.
Staff training and communication
Staff training includes everything in four areas: how to prevent fires, what to do in emergencies, how to use equipment, and how to respond to alarms. Everyone needs this training, including part-timers and contractors. The core team - department heads, fire marshals, and security staff - need training every six months, while others need yearly refreshers. You must run fire drills at least once a year and keep records in your fire safety plan.
Conclusion
Fire risk assessments are a basic legal requirement for all commercial property owners and managers in the UK. This piece covers the work to be done under the Regulatory Reform (Fire Safety) Order 2005 and later laws that control fire safety compliance.
The five-step assessment process will give a solid foundation for safety. You need to identify hazards, determine who's at risk, evaluate and address risks, document findings, and review your assessment regularly. This approach creates a safer environment for your building's users and makes sure nothing gets missed.
The core areas need a full evaluation: fire detection systems, emergency exits, electrical equipment, hazardous material storage, and staff training protocols. Each of these elements shapes your building's fire safety management.
Small premises with few risks might handle DIY assessments well enough. Complex commercial buildings, however, need professional expertise. Professional assessment services ended up protecting both lives and business continuity while meeting legal requirements.
Fire safety compliance goes beyond checking boxes on a list. It needs your steadfast dedication to protect everyone in your premises. You should review at least once a year or when major changes happen to keep this protection current as your business grows.
The time and resources you put into these full fire risk assessments make good business sense beyond just following the law. A proper implementation safeguards your property and assets, and most crucially, human lives.
Key Takeaways
Fire risk assessments are legally mandatory for all UK commercial properties, with serious penalties for non-compliance including fines and imprisonment.
Follow the government's five-step process: identify hazards, assess people at risk, evaluate risks, document findings, and review regularly • All fire risk assessments must now be recorded in writing regardless of business size, following 2023 legislative changes • Professional assessments cost £150-£1,300 but provide comprehensive protection and reduce personal liability for complex buildings • Review assessments annually minimum, with immediate updates required after significant changes to premises or operations • Focus on critical areas: fire detection systems, emergency exits, electrical equipment maintenance, and comprehensive staff training programs
The "Responsible Person" (typically the owner, employer, or manager) bears legal accountability for fire safety and cannot delegate this responsibility, even when using external assessors. Proper implementation protects lives, ensures business continuity, and demonstrates due diligence in meeting your legal obligations under current fire safety legislation.
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